Open your account, complete our Swiss-grade identity verification in under 5 minutes, and start earning returns the same day.
Beyond your regular returns, there’s an additional way to grow your earnings. Your first 1000€ investment unlocks access to our 7Circle community program where you can earn an additional 30€ cash-back for every 500€ invested when your circle completes.
Create free accountEnter your email, create a password, and provide basic personal details. No lengthy forms.
Upload your ID and follow the steps. Our automated system verifies most accounts within a minute or less.
Transfer funds via SEPA (free, 1-2 business days) payment method. Minimum deposit: 50€.
Pick individual loans manually or activate Simple Auto-invest (Advanced Auto-invest is available after 10000€ invested).
European individuals and SMEs with verified income apply for loans from 1000€ to 50 000€ through our partner loan originators who run credit checks and verify employment.
Only originators with 3+ years track record, audited financials, and minimum €500,000 capital pass our due diligence. Each loan backed by a buyback guarantee.
You invest as little as 50€ per loan across 100+ listed opportunities. Your capital is held in segregated accounts at Tier-1 Swiss banks, separate from 7Harvests operating funds.
Receive principal + interest payments monthly. Track every euro in real-time on your dashboard with full transaction history and downloadable tax reports.
vs. 0.5% bank savings accounts
diversify across 100+ loans with just €1,000
reinvest or withdraw anytime after 30-day hold
originators repurchase loans overdue 60+ days
investing €1,000+ in first 7 months
100% transparent pricing, no account maintenance charges
48-hour decisions vs. weeks at traditional banks
lower than credit cards (18–25% APR)
6 to 60-month repayment periods available
streamlined digital application process
considers income stability, not just credit history
Browse 100+ live loans sorted by risk rating (A-E), term length, and interest rate (6-14%). Invest 50€ minimum per loan. Perfect for investors who want complete control and transparency over every investment decision.
Set your preferences once: risk level, diversification target (min. 20 loans), and reinvestment rules. Our algorithm invests 10-50€ per loan automatically. Average setup time: 3 minutes.
Custom filters by country, loan type (consumer/SME/real estate), originator, term length (6-60 months), and LTV ratio. Unlocks at Tier 2 (Growth). Investors using this feature average 0.8% higher returns through optimal diversification.
Join 340+ investors building circles and earning steady returns.
How to get 21€ in to your account
All you need to do is three simple tasks. Each task is worth 7€.
Registration
7€Complete KYC/verification
7€Make your first investment
7€Complete it in 7 days and You will get 21€ to
your account.
