Returns vary depending on the investment type and risk level, typically ranging from 8% to 15% annually. Each investment opportunity clearly displays the expected return rate before you commit.

Investors from most countries can participate, subject to local regulations. You must be at least 18 years old and complete our KYC verification process. Some jurisdictions may have restrictions.

7Harvests provides access to diversified international loan markets with transparent risk ratings, comprehensive due diligence, and a user-friendly platform. We focus on sustainable returns through careful risk management and market selection.

7Circle is our premium membership program offering exclusive benefits including priority access to investment opportunities, lower fees, enhanced analytics, and dedicated support.

Your investments are protected through multiple layers including rigorous loan originator vetting, buyback guarantees on selected loans, diversification tools, and segregated client accounts. However, as with all investments, there are inherent risks.

In case of loan defaults, our recovery team works to recuperate funds. Many loans include buyback guarantees. Platform operations are separated from client funds, which are held in segregated accounts. Detailed contingency plans are in place for various scenarios.

Yes. We provide detailed information about each loan, originator performance data, historical returns, and regular reporting. Our platform statistics and methodology are publicly available for review.